118 N Main St, Belmont, NC 28012
Understanding your insurance options at Main Street Pediatric Dentistry is straightforward, and our team is here to help you every step of the way.
For many families, figuring out how insurance works with a dental practice can feel uncertain, especially when you are not sure whether your plan is accepted or what your out-of-pocket costs might look like. At Main Street Pediatric Dentistry, we work with a wide range of insurance plans (including AlwaysCare, Anthem and Unicare, Careington, Cigna, Humana, Metlife, United Healthcare) and are committed to helping families in Belmont, Charlotte, Gastonia, and the surrounding communities understand their options clearly and without confusion.
At Main Street Pediatric Dentistry, we are in-network with Delta Dental and Primera, two of the most widely carried dental insurance plans in the region. We also work with most major insurance plans, meaning that even if your specific carrier is not listed as an in-network provider, there is a good chance we can still see your child and help you make the most of your benefits.
Here is a quick overview of our insurance relationships:
We encourage families to reach out to our office with any questions about their specific plan. Our team is happy to help clarify your coverage before your child’s visit so there are no surprises.
One of the most common concerns families have is what happens when their insurance plan is not in-network with a practice. At Main Street Pediatric Dentistry, being out of network does not necessarily mean high out-of-pocket costs. Many insurance plans still cover a significant portion of preventive services even when a provider is out of network, and for routine visits like exams and cleanings, the difference in cost is often minimal.
Dr. Savage is a locally owned and operated solo practitioner, which means your child sees the same board-certified pediatric dentist at every visit. That consistency supports more thorough, personalized care and helps build a relationship that makes children feel comfortable over time. Many families choose Main Street Pediatric Dentistry specifically because of this approach, even when it means working with their insurance on an out-of-network basis.
For families who prefer not to use insurance or whose plans are not accepted, we are a fee-for-service-friendly practice. We also offer financing options through Cherry and CareCredit, which allow families to break treatment costs into manageable monthly payments. These options can be used on their own or alongside your insurance benefits to cover remaining balances.
Dr. Matthew Savage brings extensive experience in pediatric dentistry to Main Street Pediatric Dentistry Of Belmont. Board-certified and passionate about children's oral health, Dr. Savage believes in building trust with young patients through gentle care and clear communication with both children and parents.
Ready to schedule your child's appointment? Our friendly team is here to answer questions and help you get started with exceptional pediatric dental care.
We know insurance can raise a lot of questions, and we want to make sure you feel informed before your child's visit. Here are a few of the questions we hear most often.
Monday - Friday: 8:00 AM - 5:00 PM

Saturday: By Appointment Only

Sunday: Closed
To schedule your child's appointment, call us at (980) 990-2878 or complete our online contact form below.
Your child’s dental health starts with finding the right pediatric dentist. Main Street Pediatric Dentistry of Belmont is accepting new patients from Belmont, Cramerton, Gastonia, Mount Holly, and the surrounding communities
Give your child the gift of a lifetime of healthy smiles. Contact Main Street Pediatric Dentistry Of Belmont today to schedule their next appointment and experience the difference specialized pediatric dental care can make.
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